Distributor Term Loan (DBTL)

Configure term-lending options, amortized interest, and repayment schedules

DBTL

Distributor Term Loan (DBTL)

BorrowerDistributor
Interest BearerDistributor
Repayment ScheduleFixed Monthly EMIs (Max 6 EMIs)

Term Loan Parameters

Configure principal amount, dates, rate & tenure settings

Allowed Range: ₹25,00,000 to ₹2,00,00,000 (2 Crore)
₹
25 Lakh1 Crore2 Crore

Financing Summary

Real-time breakdown of costs and settlement dates

Monthly EMI Amount
₹4,40,091
Monthly Principal ₹4,16,667 + Interest ₹23,425
Interest (Total)₹1,46,301
Total Repayment₹26,46,301

Detailed Monthly Repayment Schedule

Complete ledger of monthly equal installments, amortized interest, and remaining principal balances

EMI NoEMI DatePrincipal RepaymentInterest RepaymentTotal EMI InstallmentBalance Outstanding
008-06-2026-₹5,753₹5,753₹25,00,000
108-06-2026₹4,16,667₹23,425₹4,40,092₹20,83,333
208-07-2026₹4,16,667₹23,425₹4,40,092₹16,66,666
308-08-2026₹4,16,667₹23,425₹4,40,092₹12,49,999
408-09-2026₹4,16,667₹23,425₹4,40,092₹8,33,332
508-10-2026₹4,16,667₹23,425₹4,40,092₹4,16,665
608-11-2026₹4,16,665₹23,423₹4,40,088₹0
Total₹25,00,000₹1,46,301₹26,46,301-

Financing Operational Flow

Understanding how funds and repayments move under the DBTL program

01

Loan Appraisal

Distributor submits corporate profiles and business ledgers to evaluate overall credit risk.

02

Set Custom Terms

Wofi configures terms and the exact monthly EMI cycle due day.

03

Funds Disbursed

The approved principal amount is disbursed directly into the Distributor's account within hours.

04

Repayment Monthly EMI

Distributor repays the term loan via structured monthly EMIs (Principal + Interest).