How It Works
Easy Credit Solutions that areBuilt to work for you
No physical visits. No mountains of paperwork. No waiting for weeks. Just a fast, digital process built around how retail works, not how banks work.
Get Unsecured Credit
in 3 Easy Steps
Step - 1
Apply Online
Apply in minutes and unlock capital designed to move your business faster.
Step - 2
Know Where You Stand
Get a quick understanding of your eligibility and current position in the process.
Step - 3
Unlock Your Funds
Your approved amount will be securely transferred to your account. Fast, Simple, and Hassle-free.
Eligibility
How We Evaluate Your Business
We only need a few essential checks to understand your business and help you get started.
What helps your application
- At least 1 year of business operations
- Active bank account with regular transactions
- GST-compliant business
- Consistent monthly turnover
- Active trading history with distributors or suppliers
Documents you'll need
- PAN Card
- Aadhaar Card (Proprietor / Partners / Directors)
- Business registration proof (GST / Udyam / Trade Licence)
- Bank statements up to last 12 months
- ITR (for loans above ₹10 Lakhs)
The Wofi Edge
Being part of the WDV ecosystem allows us to understand your business beyond just numbers on a credit report. We look at how you actually operate the business, delivering easy credit solutions that align with your operational requirements.
Ready toGet Started?
Check your eligibility in under 2 minutes. No commitment required.