About Wofi
Wofi is a fintech platform under World Digital Ventures (WDV). We provide fast, collateral-free working capital to retailers and distributors across India, backed by multiple NBFCs including
Nar Narayan Fincap Private Limited.
About Wofi
We Built Wofi BecauseIndian Retailers Deserved Better
Every day, millions of shop owners across India go to work with one invisible enemy: the credit gap. Wofi was built to change that.
RBI-Regulated NBFC. Disbursed in 24-72 Hours. 100% Collateral-Free. 100% Digital Process. Zero Hidden Charges
Our Mission
To make business credit as accessible as a smartphone fast, fair, and built for how retail actually works in India.
We believe that a hardworking shopkeeper or distributor should never lose a sale because a bank said no. With Wofi, they don't have to.
Most lenders look at your credit score and bank statement. Wofi looks at your commercial data. Because we operate within the WDV ecosystem, we have access to real transaction data, meaning faster decisions, fairer assessments, and better outcomes.
What We Stand For
Our Leadership
Nirav PatelFounder & CEO 
Ravi PatelCo - Founder & Director 
Keyur PatelCOO 
Ankit JainFintech Head 
Abhinav GautamBusiness Head
A WOGOM Brand
All loans on the Wofi platform are processed through WOGOM. Every loan is fully regulated, every borrower is protected, and every process is compliant with RBI guidelines.
We are not a grey-area app. We are a compliant, responsible lender and we take that seriously.