Distributor Invoice Discounting

Scale WithoutWaiting for Payments.

You've made the sale and raised the invoice. So why wait 30, 60, or 90 days for payment?

Convert receivables into capital and scale your operations with confidence.

RBI-Regulated NBFC. Disbursed in 24-72 Hours. 100% Collateral-Free. 100% Digital Process. Zero Hidden Charges

What is Distributor Invoice Discounting?

Distributor Invoice Discounting helps you get paid faster for the sales you've already made. Instead of waiting 30, 60, or 90 days, you can unlock cash from your unpaid invoices. Wofi advances up to 80–90% of your invoice value, and you settle once your buyer pays.

How To Turn Sales into Working Capital

Complete the Sale

Deliver your order and raise an invoice.

Unlock its Value

Share your invoice with Wofi and get it evaluated instantly.

Access Capital

Get funds quickly to reinvest in your business.

Close the Loop

Repay when your payment is due.

At a Glance

How Much You Can Access

Access up to 100% of invoice value to keep your cash flow consistent and your operations moving.

Repayment Timeline

Repay within 60 days, at your convenience.

Collateral Requirements

No additional security needed invoices act as the primary asset.

Speed That Matches Your Business

Funds in your account within 24 - 72 hours of approval.

What it Costs

No hidden costs. You pay when you get paid.

Frequently asked questions

  • You submit your sales invoice to Wofi, and based on your eligibility, a portion of the invoice value is released to you upfront. Once your customer pays the invoice, the amount is settled.

  • Yes. DBID is designed as a flexible solution, so you can use it repeatedly whenever you have invoices to unlock.

  • Invoices raised against verified business customers with clear payment terms are typically eligible for discounting.

  • Wofi offers fast, unsecured access to working capital with minimal documentation and flexible usage, supporting a transparent process with no hidden charges.

  • Funds are usually disbursed within 24 – 72 hours after invoice verification, depending on your business profile.

  • No. Wofi offers fully unsecured invoice discounts. You don't need to pledge any assets, your invoices and business transactions are enough.

Ready to Apply?

Our team will reach out within 24 - 72 hours of your application. No application fee. No commitment.