No collateral pledge
No long waiting
No hidden charges
For Retailers
Whether you run a mobile, consumer durables, Electronics, Automobile, or IT products shop, Wofi is for you if your business relies on regular stock.
MSME
Multi-category traders
Trusted by Businesses
Trusted by Businesses Across India
29,000+
Transactions
400 Cr+
Loans Disbursed
1200+
Retailers Empowered
200+
Sellers
Our Partners
- Rupifi
- Muthoot Fincorp
- Parker Financial
- NN Fincap
- QuID
- BlackSoil Capital
- Ratnaafin
- FlexiLoans
Who we serve
Built for the BusinessesThat Keep India Running
For Distributors
Strengthen your retailer network by ensuring they never go out of stock. Wofi's distributor finance program keeps your supply chain liquid.
- CDITM, battery, electronics, and automobiles
- Any distributor with an active retail network
For MSMEs
Whether you run a manufacturing unit, service business, or trading firm, if your business needs steady working capital, Wofi is for you.
- Small & medium enterprises across industries
- Businesses managing ongoing working capital requirements
For Brands
Scale your distribution and support your partners with better credit access. Wofi helps your network stay funded so your sales keep moving.
- Brands working with distributors and retail networks
- D2C brands looking to scale to omnichannel
Why Wofi
Why Choose WofiOver Traditional Lending?
Need Funds Fast?
Get Them in 3 - 72 Hours. Whether you are a business, retailer, distributor, brand, or MSME, we've got you covered.
Built for
Retail
We understand festive seasons, restocking demands, and distributor payment patterns.
Fast
Disbursal
Applications processed and disbursed within 24–72 hours. Because business doesn't wait.
No Collateral.
Ever.
Wofi offers 100% unsecured loans. Doesn’t require Collateral to apply for loans.
Trusted
Partner
As part of the WDV ecosystem, Wofi uses real commerce data to assess creditworthiness giving fair access to retailers who may not qualify at traditional banks.
NBFC-Backed,
RBI Compliant
Every loan is processed through NN Fincap, a registered NBFC. Fully regulated. Fully transparent.
Zero Hidden
Charges
What you see is what you pay. No surprises in your EMI. No mystery fees mid-tenure.
The Problem We Solve
Effortless Credit for Every Business Order
01
Our Products
Loans Built forReal Retail Needs
Testimonials
Hear from Our Retailers
Rajesh MalhotraMobile Distributor,Bengaluru“Wofi understood our fast business cycles and urgent needs. Quick, simple, and spot-on.”
Ravi A.Electronics Retailer,Surat“Wofi made it easy to stock high-ticket items without blocking cash.”
Arun T.ElectronicsWholesaler,Ahmedabad“No collateral, no stress. Just fast, flexible finance.”
Frequently askedquestions
Still have questions?
Can't find the answer to your question? Send us an email and we'll get back to you as soon as possible.
Most loans are disbursed within 24 to 72 hours of application approval, subject to document verification.
Yes. Wofi is built for growing businesses of all sizes from small retailers to expanding SMEs and brands.
Yes, you can.
Yes. Wofi and its partners follow strict data protection practices. Your information is used solely for credit assessment and is never sold to third parties.
Wofi is designed for: Retailers, Distributors, Brands and Small and medium businesses (SMEs). If your business has a track record and regular transactions, you can apply.