Term Loan
Capital That WorksWithin Your Business Flow.
Get instant access to funds that move your business forward, whether for inventory, expansion, or working capital.
With fixed EMIs, zero collateral and full control.
What is a Term Loan?
A Term Loan gives you unsecured capital, repaid through fixed monthly installments over a set period. Ideal for expansion, inventory, or upgrades with transparent pricing and no hidden charges.
At a Glance
Funding Range
Capital that scales with your business.
Repayments
Transparent EMIs with the flexibility to choose your repayment date.
No Collateral
No assets required to unlock capital.
Fast Disbursal
Funds within 24 – 72 hours of approval.
Transparent Fees
What you see is what you pay.
Best for
Why Businesses Choose us
Predictable Repayments
Fixed EMIs that keep your cash flow steady and planning stress-free.
No Collateral Required
Access capital based on your business performance, not assets.
Digital Process
Apply, get approved, and access funds without paperwork or branch visits.
Trusted & Compliant
Transparent, compliant financing you can trust at every step.
Frequently asked questions
No. Wofi offers unsecured Term Loans, so you don't need to pledge any assets or property.
Once approved, funds are typically disbursed within 24 – 72 hours, depending on verification.
Repayment is done through fixed monthly EMIs, making it easy to plan and manage your cash flow.
You select the date and pay according to your business convenience.
- Fast approval and disbursal
- No collateral required
- Simple EMI structure
- Minimal documentation
If you need a one-time amount for growth, expansion, or large purchases, a Term Loan is a good fit.
Ready to Apply?
Our team will reach out within 24 - 72 hours of your application. No application fee. No commitment.
